MULTIPAY BUSINESS

Global business.
Connected payments.

Multi-currency payments, currency exchange and settlement for international businesses, including supported USDT conversion routes. Services are subject to onboarding, transaction review and availability.

Operated by Multinational Finance Group Pty Ltd. Payment routes may involve third-party providers; the applicable provider and responsibilities are confirmed before you proceed.

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MultiPay Business — conceptual illustration

The Reality of Managing Global Business Payments

International businesses face structural and regulatory challenges that go far beyond simple transactions.

Fragmented Financial Systems

Multiple banks, payment providers and jurisdictions create disconnected workflows and operational inefficiencies.

FX Uncertainty & Cost Opacity

Inconsistent pricing, hidden spreads and timing risks make currency exposure difficult to manage at scale.

Regulatory & Compliance Complexity

Cross-border operations require alignment with AML, KYC and regulatory expectations across jurisdictions.

A Structured Framework for Global Business Payments

Our Approach

This approach is designed to support international growth while helping businesses identify and manage operational and compliance requirements.

01 Centralised Coordination

We help businesses centralise fragmented payment activities into a coordinated operating model across regions and entities.

02 Partner-Based Regulated Settlement

Payment and settlement routes are assessed with the relevant service providers. The available arrangement and responsibilities are confirmed for your account and transaction.

03 Governance by Design

Compliance, risk controls and reporting are embedded into the framework from the start.

How MultiPay Business Supports Global Operations

Coordinate eligible cross-border payment requirements through the services confirmed for your business. For agreed fiat-to-fiat settlement, MultiPay may use USDT as an intermediate asset while your business pays and receives the agreed fiat currencies, without operating the intermediate digital-asset steps.

Unified Account Structure

Discuss the account arrangements and transaction visibility available for your collections, payments and currency conversion.

Designed to reduce fragmentation and improve financial visibility across international operations.

Global Collections & Payouts

Discuss receiving and sending funds through supported routes, subject to the relevant provider’s acceptance and transaction review.

Enables businesses to manage cross-border flows without relying on disconnected providers.

FX & Currency Management

Review transaction-specific conversion quotes, disclosed charges and settlement instructions before proceeding.

Supports planning for eligible currency conversion; no hedging or investment advice is offered on this page.

Reporting & Operational Control

Available transaction confirmations and records support reconciliation. Dashboard, balance and export features depend on the confirmed service setup.

Built to support internal oversight, reconciliation and audit-ready processes.

Global Network & Coverage

Confirm available countries, currencies and payment routes for your transaction.

Global routes

Supported currencies

Local & international

Account-based access

MultiPay assesses collection, conversion and payment enquiries against available provider arrangements. This website does not promise a deposit account, custody service or the ability to hold balances.

Local payment schemes or international banking networks may be used where available for the relevant entity, currency and payment purpose.

Confirm the service provider, account holder, fees, expected timing and applicable terms before transferring funds.

Local Collection Routes

Confirm whether a local collection route is available for your transaction

Reduce reliance on international wires

International Payments (SWIFT)

Discuss whether a SWIFT or other international route is available

Acceptance depends on the amount, purpose, destination and review

Multi-Currency Coverage

Discuss supported currencies and any provider-specific account arrangements

Minimise unnecessary conversions

Centralised Network Access

Coordinate supported routes through the agreed service process

Simplified operations and reporting

Coverage and availability are subject to regulatory approvals and compliance requirements by jurisdiction.

Compliance & Trust

MULTINATIONAL FINANCE GROUP PTY LTD (MultiPay) is registered with AUSTRAC as an independent remittance dealer (IND100842665-001) and a digital currency exchange provider (DCE100842665-001). AUSTRAC registration does not constitute endorsement or approval of MultiPay or its products or services by AUSTRAC or the Commonwealth Government.

Registration Details

MultiPay is designed to support compliant cross-border payment operations with risk-based controls, transparency and audit-ready reporting.

Availability of services, currencies and payment routes is subject to regulatory requirements, account structure and compliance assessment.

Regulated Infrastructure

Third-party institutions may provide parts of the payment process. Their role, applicable terms and available services depend on the confirmed arrangement.

Risk-Based Controls

Risk-based onboarding, monitoring and operational controls designed to align with KYC, AML and sanctions screening expectations.

Visibility & Audit Readiness

Centralised reporting and transaction visibility to support reconciliation, internal oversight and audit-ready processes.

Products built for global payments

Explore the collection, currency conversion and payment capabilities appropriate for your operating model. Products may be used separately or together, subject to your account setup and service availability.

Business Collections

Receive eligible overseas client payments, trade proceeds and project receipts. Explore Collections

FX & Currency Exchange

Explore supported fiat currency exchange and two-way USDT conversion, with transaction-specific pricing and settlement instructions. Explore Exchange

Corporate Payments

Arrange supplier, contractor and intercompany payments with documented instructions. Explore Payments

Account & Fund Management

Discuss account structure, balance visibility, reconciliation and reporting needs. Availability depends on the provider and configuration. Discuss Your Setup

Typical business applications

International trade and supply chains

Coordinate supplier payments, trade receipts and conversion requirements using invoices and commercial references.

Regional headquarters and group structures

Plan intercompany settlements and reporting across entities and jurisdictions, with clear authority and purpose.

Service providers and digital businesses

Connect overseas client receipts with contractor and service partner disbursements.

Expansion into new markets

Assess the receiving and payment routes available for your new market before committing to an operating arrangement.

How it works in practice

Onboarding and structure review: define entities, jurisdictions, intended activity and verification requirements.
Beneficiary and route review: establish counterparties and confirm supported payment arrangements.
Payment and conversion: review the quote and authorised instructions before proceeding.
Monitoring and reconciliation: track available status information and retain records for finance oversight.

The intended outcomes are clearer cost visibility, better reconciliation and a payment process that can support business growth. Outcomes depend on the transaction, service configuration and your operating procedures.

Frequently Asked Questions

1. What types of businesses can use MultiPay Business?

MultiPay Business is designed for structured corporate payment needs — including trading companies, service providers, cross-border operators, and multi-entity groups.

2. Do you support multi-currency accounts?

Multi-currency account and balance arrangements depend on the provider, jurisdiction and account configuration. Confirm the supported currencies and holding arrangements with our team.

3. How are FX rates determined?

FX pricing is presented at the time of confirmation, aligned with established liquidity and settlement pathways. All components are shown before execution.

4. Are local transfers free?

Fees depend on your transaction and route. Confirm all applicable charges before proceeding; no general fee-free promise applies.

5. Can we set user roles and approval workflows?

Role-based permissions and approval steps may be available depending on the platform and account setup. Discuss your governance requirements during onboarding.

6. Do you provide transaction records and reporting tools?

Available transaction records support reconciliation and internal reporting. Statement and export formats depend on the service and account configuration.

7. Can you assist with supply chain financing?

Where appropriate, we can assist with introductions or structured support for supply chain financing through partner institutions. MultiPay itself does not act as a lender, but may facilitate coordination between payment flows and financing structures.

8. What happens if a transaction requires review?

In certain cases, additional clarification may be required to align with regulatory standards. Our team will contact you directly and explain what is needed and why.

Ready to streamline your global business payments?

Talk to our team to explore how MultiPay Business can support your cross-border operations.

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MultiPay Business

Built for Businesses Operating Across Borders

Global business.Connected payments.